Predictive predators

I’m a believer in individuals taking responsibility for their financial decisions.  When you get a credit card offer in the mail, it’s up to you to read the fine print and assess your own financial situation before signing and sending in the application.  It’s up to you to not dig yourself into a debt hole.

However, [...]

A little bit of history

So just how bad is it out there?  Many people are saying we’re in the worst financial crisis since the Great Depression.  The stock market has been tanking and the overall economy is shaky, but let’s get some perspective…
So far, the Dow Jones Average is about 34% from it’s high right around this time last [...]